Are your debts getting on top of you? Are you struggling to make ends meet? Yes. Well then your probably a student.
Coping with a cash shortage is nothing new to college student. Especially us living in the "rip-off republic"-the craic is an expensive habit.
We all desire the best, but there's something to be said for the great feeling that comes with cutting corners. Pre-drinking before the pub, buying your clothes in Penney's, food shopping in Lidl, scabbing off your friends... (kidding)! These all give you that beautiful bargain feeling.
A students frugality is often underestimated. In fact students make up some of the world's great economists! They are able to cut corners in ways that most post grads often forget. I know one student who was willing to have her buttock's marked with two small cuts in medical trials for scar cream. The fee was able to sustain her alcohol consumption for a whole month! Isn't that super?!
So lets not worry about the current credit crunch, lets embrace it.
Like a first year.